/* Standalone working surface. The reviewed calculator styles remain shared with the LP. */
.tool-page{background:#f5f7f4;color:#243d42;font-size:16px}
.tool-header{height:76px;padding:12px max(24px,calc((100% - 1080px)/2));display:flex;align-items:center;justify-content:space-between;gap:24px;background:#fff;border-bottom:1px solid #dce3dc}
.tool-header img{display:block;width:128px;height:auto}.back-link{font-size:14px;text-decoration:none;white-space:nowrap}.back-link:hover{text-decoration:underline}
.tool-wrap{width:min(900px,calc(100% - 48px));margin:0 auto;padding:36px 0 54px}
.tool-intro{margin-bottom:22px}.tool-kicker{font-size:14px;font-weight:600;color:#507565;margin:0 0 8px}
.tool-intro h1{font-size:clamp(27px,3.5vw,38px);font-weight:600;line-height:1.5;letter-spacing:.01em;margin:0 0 12px}.tool-intro h1 span{display:inline-block}
.tool-intro>p:last-child{font-size:16px;line-height:1.8;margin:0;color:#52665c}.mobile-break{display:none}
.tool-privacy{font-size:14px;margin:0 0 12px;color:#53675e}.tool-form-panel{background:#fff;border:1px solid #c6d2ca;border-radius:12px;box-shadow:0 5px 22px #223e3110}
.tool-page .check-form{padding:30px 36px}.tool-page fieldset+fieldset{border-top:1px solid #d6e0d7;padding-top:28px}.tool-page legend{font-size:19px}
.tool-page .check-form label{font-size:15px}.tool-page .field-hint{font-size:14px}.tool-page .check-form select,.tool-page .check-form input{font-size:16px}
.tool-page .check-confirm{line-height:1.85}.tool-page .result{margin-top:24px;padding:30px;border-radius:12px;background:#fff}
.tool-page .result h2{font-family:inherit;font-size:24px;font-weight:600;line-height:1.6;margin:0 0 18px}
.tool-page #result-handoff h3{font-family:inherit;font-size:18px;font-weight:600;line-height:1.6;margin:0 0 14px}
.tool-page #result-handoff .actions{display:flex;flex-wrap:wrap;gap:12px}.tool-page .result .button{font-size:15px}
.tool-page #check,.tool-page #result{scroll-margin-top:22px}.tool-page .result .table-scroll{max-width:100%;overflow-x:auto}
.tool-footnote{font-size:14px;margin-top:24px;color:#53675e}.tool-footnote>p{margin:0 0 12px}.tool-footnote>a{margin-right:24px}.tool-footnote .sources{font-size:14px;margin-top:22px;padding-top:18px;border-top:1px solid #d2ddd3}.tool-footnote .sources summary{min-height:44px;display:flex;align-items:center;cursor:pointer}.tool-footnote .sources ul{padding-left:22px}.tool-footnote .sources li{margin:9px 0;overflow-wrap:anywhere}
.tool-footer{max-width:1080px;padding:28px 24px;margin:auto;border-top:1px solid #d2ddd3;font-size:14px;color:#53675e}.tool-footer p{margin:0 0 12px}.tool-footer strong{display:block;font-size:16px;color:#243d42}.tool-footer span{display:block;margin-top:6px}.tool-footer a{display:inline-block;margin:0 24px 12px 0}.tool-footer small{font-size:12px}
@media(max-width:600px){.tool-header{height:64px;padding:10px 18px;gap:12px}.tool-header img{width:112px}.back-link{font-size:13px}.tool-wrap{width:calc(100% - 28px);padding-top:24px;padding-bottom:36px}.tool-intro{margin-bottom:18px;padding-inline:4px}.tool-intro h1{font-size:26px;line-height:1.55;margin-bottom:8px}.tool-intro>p:last-child{font-size:15px}.tool-kicker{margin-bottom:6px}.mobile-break{display:initial}.tool-privacy{font-size:13px;line-height:1.7;padding-inline:4px}.tool-page .check-form{padding:22px 18px}.tool-page legend{font-size:17px}.tool-page .check-form label{font-size:14px}.tool-page fieldset+fieldset{padding-top:22px}.tool-page .result{padding:23px 17px}.tool-page .result h2{font-size:21px}.tool-page #result-handoff .actions{display:grid;grid-template-columns:1fr}.tool-page .result .button{min-height:48px}.tool-footnote{padding-inline:4px}.tool-footer{padding:24px 18px}.tool-page .savings-focus>strong{font-size:clamp(32px,9vw,50px)}}
@media(prefers-reduced-motion:reduce){.tool-page{scroll-behavior:auto}}

/* Contact choices stay beside the result; copying is helpful, never a prerequisite. */
.tool-page #result-handoff{margin-top:26px;padding:26px;border:1px solid #cadbd2;border-radius:10px;background:#f3f8f4}
.tool-page #result-handoff .consult-kicker{font-size:14px;font-weight:600;color:#42674f;margin:0 0 8px}
.tool-page #result-handoff h3{font-size:21px;margin-bottom:10px;overflow-wrap:anywhere}
.consult-intro{font-size:16px;line-height:1.8;margin:0 0 20px}
.consult-channels{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
.consult-channel{display:flex;align-items:center;justify-content:space-between;gap:12px;min-width:0;min-height:90px;padding:18px 20px;border:1px solid transparent;border-radius:8px;text-decoration:none;line-height:1.5;transition:background .15s ease}
.consult-channel .channel-content{min-width:0;overflow-wrap:anywhere}.consult-channel strong{display:block;font-size:18px}.consult-channel small{display:block;font-size:14px;margin-top:5px}.channel-arrow{font-size:24px;flex-shrink:0}
.consult-line{background:#087b3d;color:#fff;border-color:#087b3d}.consult-line:hover{background:#066a34}.consult-email{background:#203d43;color:#fff;border-color:#203d43}.consult-email:hover{background:#31565c}
.result-copy-tools{display:flex;align-items:center;gap:16px;margin-top:18px}.tool-page .result-copy-tools .button{flex-shrink:0;padding:11px 16px;min-height:46px;font-size:14px;background:#fff}.result-copy-tools .field-hint{margin:0;line-height:1.8}
.tool-page #result-handoff .memo-details{margin-top:16px}.tool-page #result-handoff textarea{background:#fff}
.visually-hidden{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
@media(max-width:680px){.tool-page #result-handoff{padding:20px 16px}.consult-channels{grid-template-columns:1fr}.consult-channel{min-height:82px;padding:16px 18px}.tool-page #result-handoff h3{font-size:19px}.result-copy-tools{align-items:stretch;flex-direction:column;gap:10px}.result-copy-tools .button{align-self:flex-start}}
@media(prefers-reduced-motion:reduce){.consult-channel{transition:none}}